I select a row (or more than one.) I context-click on the row and select "Insert Rows Below".

The new row(s) has/have the formatting of the previously-selected row.  I actually HATE this.

Most often - BY FAR - I do NOT want the new row to have that formatting.  I just want a new, empty row. It's a complete pain to have to manually remove all that formatting.  Even if it does merely take Ctrl-M to do it.

I'm sure two more context menu items to insert rows above/below and NOT copy formatting might be objectionable to many.  Could you make them optional?

If not, could you at least add a setting to NOT copy formatting BY DEFAULT?  With the clone formatting for an entire row enhancement I just suggested, this would definitely work better for me.